Eastman Credit Union in Georgia vs the state
11.1%Denial rate-8.11 pts vs state
12.5%Decision denial rate-12.57 pts vs state
77.8%Origination rate+23.69 pts vs state
7.00%Median rate+0.38 pts vs state
0.26Rate spread (pts)-0.01 pts vs state
$150kMedian applicant income
21Loans originated
3Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 32 | 19 | 25.0% | 7.00% | #477 |
| 2024 | 24 | 16 | 20.8% | 7.44% | #542 |
| 2025 | 27 | 21 | 11.1% | 7.00% | #534 |
What Eastman Credit Union lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Eastman Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fulton County | 6 | 6 | 0 | 0.0% |
| Cobb County | 4 | 3 | 0 | 0.0% |
| DeKalb County | 3 | 2 | 0 | 0.0% |
| Gwinnett County | 2 | 2 | 0 | 0.0% |
| Hall County | 2 | 1 | 1 | 50.0% |
| Carroll County | 2 | 1 | 0 | 0.0% |
| Chatham County | 1 | 1 | 0 | 0.0% |
| Forsyth County | 1 | 1 | 0 | 0.0% |
| White County | 1 | 1 | 0 | 0.0% |
| Oconee County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 27 applications in 2025, of which 21 were originated and 3 denied.
11.1% of all applications, or 12.5% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Eastman Credit Union originated in Georgia in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Eastman Credit Union's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology