Dsld Mortgage in Texas vs the state
10.1%Denial rate-9.33 pts vs state
12.2%Decision denial rate-12.70 pts vs state
72.7%Origination rate+17.85 pts vs state
5.75%Median rate-0.75 pts vs state
-0.53Rate spread (pts)-0.73 pts vs state
$108kMedian applicant income
72Loans originated
10Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 69 | 40 | 11.6% | 5.99% | #638 |
| 2024 | 85 | 62 | 10.6% | 5.75% | #585 |
| 2025 | 99 | 72 | 10.1% | 5.75% | #552 |
What Dsld Mortgage lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Dsld Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orange County | 42 | 30 | 4 | 9.5% |
| Fort Bend County | 28 | 18 | 6 | 21.4% |
| Montgomery County | 14 | 13 | 0 | 0.0% |
| Hardin County | 8 | 6 | 0 | 0.0% |
| El Paso County | 5 | 3 | 0 | 0.0% |
| Harris County | 1 | 1 | 0 | 0.0% |
| Collin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 99 applications in 2025, of which 72 were originated and 10 denied.
10.1% of all applications, or 12.2% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Dsld Mortgage originated in Texas in 2025 was 5.75%, against a statewide median of 6.50%.
About this data. Figures are Dsld Mortgage's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology