Digital in Nevada vs the state
29.4%Denial rate+11.96 pts vs state
50.0%Decision denial rate+27.78 pts vs state
29.4%Origination rate-28.30 pts vs state
7.75%Median rate+1.13 pts vs state
0.56Rate spread (pts)+0.27 pts vs state
$164kMedian applicant income
5Loans originated
5Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 47 | 18 | 17.0% | 7.25% | #195 |
| 2024 | 33 | 15 | 27.3% | 7.50% | #233 |
| 2025 | 17 | 5 | 29.4% | 7.75% | #286 |
What Digital lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Digital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 13 | 4 | 3 | 23.1% |
| Washoe County | 4 | 1 | 2 | 50.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 17 applications in 2025, of which 5 were originated and 5 denied.
29.4% of all applications, or 50.0% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Digital originated in Nevada in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Digital's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology