Dhi Mortgage Company · Wisconsin · 2025

Dhi Mortgage Company in Wisconsin: approval rate, denial rate and rates (2025)

Dhi Mortgage Company took 73 mortgage applications in Wisconsin in 2025, ranking #293 of 938 lenders active in the state. It originated 71.2% of them and denied 12.3% (14.8% of the applications it decided), against a statewide denial rate of 14.0%.

73Applicationsin WI
14.8%Decision denial ratestate 16.4%
5.88%Median ratestate 6.63%
$315,000Median loanstate $165,000
$16MVolume3 counties

Dhi Mortgage Company in Wisconsin vs the state

12.3%Denial rate-1.68 pts vs state
14.8%Decision denial rate-1.61 pts vs state
71.2%Origination rate+3.08 pts vs state
5.88%Median rate-0.75 pts vs state
-0.67Rate spread (pts)-0.79 pts vs state
$108kMedian applicant income
52Loans originated
9Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
20241199.1%5.50%#472
2025735212.3%5.88%#293

What Dhi Mortgage Company lends in Wisconsin

By loan purpose

Home purchase 73 100% · 12.3% denied

By loan type

Conventional 46 63% · 4.4% denied
FHA 14 19% · 21.4% denied
VA 13 18% · 30.8% denied

Why it denied Wisconsin applicants

Credit history 3 33%
Debt-to-income ratio 3 33%
Unverifiable information 2 22%
Employment history 1 11%

Where in Wisconsin

Counties with the most Dhi Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Racine County 66498 12.1%
Dane County 631 16.7%
Walworth County 100 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 73 applications in 2025, of which 52 were originated and 9 denied.

12.3% of all applications, or 14.8% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans Dhi Mortgage Company originated in Wisconsin in 2025 was 5.88%, against a statewide median of 6.63%.

About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology