Denali State Bank in Alaska vs the state
1.8%Denial rate-12.19 pts vs state
2.2%Decision denial rate-15.77 pts vs state
71.5%Origination rate+10.84 pts vs state
—Median rate
—Rate spread (pts)
$117kMedian applicant income
118Loans originated
3Denied
Trend in Alaska
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 181 | 127 | 3.3% | — | #23 |
| 2024 | 147 | 102 | 6.8% | — | #30 |
| 2025 | 165 | 118 | 1.8% | — | #30 |
What Denali State Bank lends in Alaska
By loan purpose
By loan type
Where in Alaska
Counties with the most Denali State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairbanks North Star Borough | 148 | 107 | 2 | 1.4% |
| Southeast Fairbanks Census Area | 14 | 9 | 1 | 7.1% |
| Copper River Census Area | 1 | 0 | 0 | 0.0% |
| Anchorage Municipality | 1 | 1 | 0 | 0.0% |
| Denali Borough | 1 | 1 | 0 | 0.0% |
Other large lenders in Alaska
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Global Federal Credit Union | C | 2,601 | 16.0% | 6.63% |
| Residential Mortgage | B | 1,907 | 4.4% | 6.25% |
| Newrez | D | 1,344 | 4.3% | 6.38% |
| Rocket Mortgage | C | 1,051 | 17.8% | 6.75% |
| Mortgage Research Center | C | 844 | 14.5% | 6.25% |
| United Shore Financial Services | B | 551 | 12.2% | 6.12% |
| The Loan Store | B | 519 | 8.5% | 6.50% |
| NuVision Federal Credit Union | C | 501 | 32.9% | 4.99% |
| CREDIT UNION 1 Credit Union | D | 462 | 11.7% | 7.75% |
| First National Bank Alaska | C | 402 | 9.0% | 6.63% |
Frequently asked questions
Alaska: 165 applications in 2025, of which 118 were originated and 3 denied.
1.8% of all applications, or 2.2% of the applications it actually decided on. The Alaska statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Denali State Bank's own HMDA filing for properties located in Alaska, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology