Delmar Financial in Kansas vs the state
1.3%Denial rate-13.78 pts vs state
1.6%Decision denial rate-16.67 pts vs state
70.0%Origination rate+6.18 pts vs state
6.63%Median rate0.00 pts vs state
0.25Rate spread (pts)-0.05 pts vs state
$118kMedian applicant income
56Loans originated
1Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 68 | 45 | 1.5% | 6.75% | #182 |
| 2024 | 58 | 38 | 0.0% | 6.63% | #195 |
| 2025 | 80 | 56 | 1.3% | 6.63% | #186 |
What Delmar Financial lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Delmar Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 45 | 35 | 0 | 0.0% |
| Sedgwick County | 7 | 2 | 0 | 0.0% |
| Wyandotte County | 7 | 7 | 0 | 0.0% |
| Franklin County | 4 | 2 | 0 | 0.0% |
| Marshall County | 3 | 2 | 0 | 0.0% |
| Douglas County | 3 | 3 | 0 | 0.0% |
| Doniphan County | 2 | 0 | 0 | 0.0% |
| Miami County | 2 | 1 | 1 | 50.0% |
| Leavenworth County | 2 | 1 | 0 | 0.0% |
| Marion County | 2 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 80 applications in 2025, of which 56 were originated and 1 denied.
1.3% of all applications, or 1.6% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Delmar Financial originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Delmar Financial's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology