Deephaven Mortgage in Oregon vs the state
38.3%Denial rate+22.96 pts vs state
41.1%Decision denial rate+21.90 pts vs state
54.9%Origination rate-5.68 pts vs state
7.63%Median rate+0.88 pts vs state
1.85Rate spread (pts)+1.57 pts vs state
$350kMedian applicant income
89Loans originated
62Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 50 | 27 | 38.0% | 7.99% | #202 |
| 2024 | 125 | 71 | 36.0% | 7.75% | #144 |
| 2025 | 162 | 89 | 38.3% | 7.63% | #136 |
What Deephaven Mortgage lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 31 | 17 | 13 | 41.9% |
| Washington County | 26 | 13 | 11 | 42.3% |
| Lane County | 19 | 11 | 8 | 42.1% |
| Clackamas County | 11 | 6 | 3 | 27.3% |
| Linn County | 11 | 10 | 1 | 9.1% |
| Columbia County | 10 | 2 | 8 | 80.0% |
| Marion County | 9 | 2 | 6 | 66.7% |
| Benton County | 8 | 4 | 4 | 50.0% |
| Deschutes County | 6 | 4 | 1 | 16.7% |
| Lincoln County | 5 | 1 | 1 | 20.0% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 162 applications in 2025, of which 89 were originated and 62 denied.
38.3% of all applications, or 41.1% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Deephaven Mortgage originated in Oregon in 2025 was 7.63%, against a statewide median of 6.75%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology