Deephaven Mortgage in Massachusetts vs the state
27.0%Denial rate+10.77 pts vs state
29.6%Decision denial rate+9.62 pts vs state
63.5%Origination rate+0.89 pts vs state
7.50%Median rate+0.88 pts vs state
1.42Rate spread (pts)+1.33 pts vs state
$224kMedian applicant income
80Loans originated
34Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 23 | 10 | 52.2% | 8.31% | #381 |
| 2024 | 90 | 48 | 41.1% | 7.75% | #248 |
| 2025 | 126 | 80 | 27.0% | 7.50% | #224 |
What Deephaven Mortgage lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 21 | 12 | 6 | 28.6% |
| Suffolk County | 19 | 14 | 4 | 21.1% |
| Middlesex County | 18 | 12 | 4 | 22.2% |
| Plymouth County | 14 | 8 | 4 | 28.6% |
| Bristol County | 13 | 6 | 4 | 30.8% |
| Hampden County | 12 | 11 | 1 | 8.3% |
| Essex County | 10 | 8 | 2 | 20.0% |
| Barnstable County | 7 | 3 | 3 | 42.9% |
| Norfolk County | 5 | 4 | 1 | 20.0% |
| Berkshire County | 2 | 1 | 1 | 50.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 126 applications in 2025, of which 80 were originated and 34 denied.
27.0% of all applications, or 29.6% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Deephaven Mortgage originated in Massachusetts in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology