Deephaven Mortgage in Illinois vs the state
32.3%Denial rate+15.20 pts vs state
36.5%Decision denial rate+14.81 pts vs state
52.2%Origination rate-6.58 pts vs state
7.63%Median rate+0.88 pts vs state
1.75Rate spread (pts)+1.37 pts vs state
$165kMedian applicant income
205Loans originated
127Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 138 | 72 | 37.7% | 8.75% | #279 |
| 2024 | 257 | 124 | 39.3% | 7.99% | #196 |
| 2025 | 393 | 205 | 32.3% | 7.63% | #153 |
What Deephaven Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 223 | 118 | 75 | 33.6% |
| Will County | 29 | 17 | 9 | 31.0% |
| Lake County | 28 | 16 | 10 | 35.7% |
| Kankakee County | 25 | 3 | 9 | 36.0% |
| DuPage County | 16 | 10 | 4 | 25.0% |
| Kane County | 12 | 6 | 4 | 33.3% |
| McHenry County | 11 | 7 | 2 | 18.2% |
| Winnebago County | 9 | 4 | 4 | 44.4% |
| Champaign County | 6 | 4 | 1 | 16.7% |
| Sangamon County | 5 | 1 | 3 | 60.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 393 applications in 2025, of which 205 were originated and 127 denied.
32.3% of all applications, or 36.5% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Deephaven Mortgage originated in Illinois in 2025 was 7.63%, against a statewide median of 6.75%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology