Deephaven Mortgage in Idaho vs the state
31.5%Denial rate+17.07 pts vs state
34.9%Decision denial rate+17.42 pts vs state
58.7%Origination rate-4.32 pts vs state
7.99%Median rate+1.37 pts vs state
1.79Rate spread (pts)+1.64 pts vs state
$229kMedian applicant income
54Loans originated
29Denied
Trend in Idaho
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 39 | 26 | 18.0% | 8.38% | #161 |
| 2024 | 64 | 36 | 32.8% | 7.99% | #129 |
| 2025 | 92 | 54 | 31.5% | 7.99% | #121 |
What Deephaven Mortgage lends in Idaho
By loan purpose
By loan type
Why it denied Idaho applicants
Where in Idaho
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Ada County | 25 | 17 | 8 | 32.0% |
| Kootenai County | 18 | 8 | 8 | 44.4% |
| Bonneville County | 7 | 7 | 0 | 0.0% |
| Canyon County | 6 | 5 | 0 | 0.0% |
| Blaine County | 4 | 2 | 2 | 50.0% |
| Idaho County | 3 | 2 | 1 | 33.3% |
| Elmore County | 3 | 1 | 0 | 0.0% |
| Fremont County | 3 | 1 | 1 | 33.3% |
| Bannock County | 3 | 1 | 1 | 33.3% |
| Twin Falls County | 3 | 1 | 2 | 66.7% |
Other large lenders in Idaho
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Idaho Central Credit Union | A | 15,644 | 16.5% | 7.00% |
| Rocket Mortgage | C | 4,391 | 13.3% | 6.63% |
| United Shore Financial Services | B | 3,943 | 9.1% | 6.12% |
| Premier Mortgage Resources | B | 2,504 | 2.7% | 6.25% |
| Mountain America Federal Credit Union | D | 2,323 | 37.7% | 7.24% |
| Guild Mortgage | A | 2,320 | 3.4% | 6.50% |
| U.S. Bank | D | 2,161 | 28.6% | 7.35% |
| Loandepot.Com | D | 1,622 | 14.2% | 6.50% |
| Glacier Bank | D | 1,507 | 14.5% | 6.88% |
| Pennymac Loan Services | C | 1,297 | 10.8% | 6.50% |
Frequently asked questions
Idaho: 92 applications in 2025, of which 54 were originated and 29 denied.
31.5% of all applications, or 34.9% of the applications it actually decided on. The Idaho statewide average across all lenders was 14.5%.
The median rate on loans Deephaven Mortgage originated in Idaho in 2025 was 7.99%, against a statewide median of 6.63%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Idaho, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology