CS Bank in Arkansas vs the state
4.8%Denial rate-13.41 pts vs state
5.2%Decision denial rate-17.95 pts vs state
87.1%Origination rate+30.25 pts vs state
—Median rate
—Rate spread (pts)
$76kMedian applicant income
182Loans originated
10Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 279 | 245 | 4.3% | — | #73 |
| 2024 | 212 | 191 | 2.4% | — | #96 |
| 2025 | 209 | 182 | 4.8% | — | #110 |
What CS Bank lends in Arkansas
By loan purpose
By loan type
Where in Arkansas
Counties with the most CS Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Carroll County | 100 | 90 | 5 | 5.0% |
| Boone County | 38 | 36 | 1 | 2.6% |
| Madison County | 37 | 32 | 2 | 5.4% |
| Washington County | 15 | 10 | 0 | 0.0% |
| Newton County | 7 | 6 | 0 | 0.0% |
| Benton County | 6 | 4 | 1 | 16.7% |
| Marion County | 2 | 2 | 0 | 0.0% |
| Baxter County | 1 | 1 | 0 | 0.0% |
| Faulkner County | 1 | 1 | 0 | 0.0% |
| Searcy County | 1 | 0 | 1 | 100.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 209 applications in 2025, of which 182 were originated and 10 denied.
4.8% of all applications, or 5.2% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are CS Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology