Credit Union 1 in Nevada vs the state
33.7%Denial rate+16.25 pts vs state
45.6%Decision denial rate+23.37 pts vs state
38.0%Origination rate-19.67 pts vs state
5.99%Median rate-0.63 pts vs state
0.82Rate spread (pts)+0.53 pts vs state
$112kMedian applicant income
35Loans originated
31Denied
Trend in Nevada
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 107 | 38 | 34.6% | 9.00% | #120 |
| 2024 | 96 | 33 | 27.1% | 7.13% | #146 |
| 2025 | 92 | 35 | 33.7% | 5.99% | #148 |
What Credit Union 1 lends in Nevada
By loan purpose
By loan type
Why it denied Nevada applicants
Where in Nevada
Counties with the most Credit Union 1 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Clark County | 91 | 34 | 31 | 34.1% |
| Washoe County | 1 | 1 | 0 | 0.0% |
Other large lenders in Nevada
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 6,913 | 11.4% | 6.31% |
| Rocket Mortgage | C | 6,889 | 15.4% | 6.88% |
| Guild Mortgage | A | 5,533 | 2.6% | 6.50% |
| AMERICA FIRST Federal Credit Union | C | 3,873 | 28.6% | 7.24% |
| U.S. Bank | D | 3,745 | 40.2% | 7.65% |
| Bank of America | F | 3,296 | 35.9% | 6.24% |
| Pennymac Loan Services | C | 3,188 | 12.5% | 6.62% |
| Navy Federal Credit Union | D | 2,579 | 24.5% | 7.75% |
| Broker Solutions | D | 2,559 | 8.9% | 6.75% |
| Dhi Mortgage Company | B | 2,549 | 6.8% | 4.99% |
Frequently asked questions
Nevada: 92 applications in 2025, of which 35 were originated and 31 denied.
33.7% of all applications, or 45.6% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.
The median rate on loans Credit Union 1 originated in Nevada in 2025 was 5.99%, against a statewide median of 6.63%.
About this data. Figures are Credit Union 1's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology