Countryplace Mortgage in Mississippi vs the state
59.8%Denial rate+36.92 pts vs state
96.1%Decision denial rate+67.60 pts vs state
2.5%Origination rate-50.41 pts vs state
8.34%Median rate+1.59 pts vs state
2.49Rate spread (pts)+2.15 pts vs state
$60kMedian applicant income
3Loans originated
73Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 572 | 56 | 54.4% | 7.69% | #37 |
| 2024 | 247 | 17 | 54.3% | 8.79% | #73 |
| 2025 | 122 | 3 | 59.8% | 8.34% | #113 |
What Countryplace Mortgage lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Countryplace Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lauderdale County | 11 | 2 | 7 | 63.6% |
| Warren County | 10 | 0 | 6 | 60.0% |
| Rankin County | 9 | 0 | 2 | 22.2% |
| Hinds County | 7 | 0 | 6 | 85.7% |
| Yazoo County | 5 | 0 | 2 | 40.0% |
| Wilkinson County | 5 | 0 | 3 | 60.0% |
| Copiah County | 4 | 0 | 1 | 25.0% |
| Newton County | 4 | 0 | 1 | 25.0% |
| Marion County | 3 | 0 | 1 | 33.3% |
| Pontotoc County | 3 | 0 | 3 | 100.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 122 applications in 2025, of which 3 were originated and 73 denied.
59.8% of all applications, or 96.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Countryplace Mortgage originated in Mississippi in 2025 was 8.34%, against a statewide median of 6.75%.
About this data. Figures are Countryplace Mortgage's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology