Cornerstone Mortgage Providers in Texas vs the state
0.4%Denial rate-19.04 pts vs state
0.5%Decision denial rate-24.44 pts vs state
85.5%Origination rate+30.61 pts vs state
6.50%Median rate0.00 pts vs state
0.29Rate spread (pts)+0.10 pts vs state
$175kMedian applicant income
218Loans originated
1Denied
Trend in Texas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 251 | 201 | 2.8% | 6.99% | #355 |
| 2024 | 216 | 165 | 4.6% | 6.99% | #388 |
| 2025 | 255 | 218 | 0.4% | 6.50% | #370 |
What Cornerstone Mortgage Providers lends in Texas
By loan purpose
By loan type
Why it denied Texas applicants
Where in Texas
Counties with the most Cornerstone Mortgage Providers applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fort Bend County | 116 | 101 | 0 | 0.0% |
| Harris County | 90 | 71 | 0 | 0.0% |
| Brazoria County | 25 | 24 | 1 | 4.0% |
| Montgomery County | 18 | 17 | 0 | 0.0% |
| Waller County | 4 | 4 | 0 | 0.0% |
| Bexar County | 2 | 1 | 0 | 0.0% |
Other large lenders in Texas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 56,491 | 11.0% | 6.25% |
| Rocket Mortgage | C | 45,658 | 22.4% | 6.63% |
| 21st Mortgage | F | 37,961 | 45.9% | 9.94% |
| Dhi Mortgage Company | B | 26,348 | 13.5% | 4.50% |
| Lennar Mortgage | A | 21,959 | 20.5% | 4.50% |
| Bank of America | F | 18,008 | 43.0% | 6.24% |
| JPMorgan Chase Bank | B | 16,260 | 9.8% | 6.45% |
| CMG Mortgage | A | 15,978 | 3.9% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 15,683 | 44.7% | 10.50% |
| Triad Financial Services | D | 15,158 | 50.0% | 9.35% |
Frequently asked questions
Texas: 255 applications in 2025, of which 218 were originated and 1 denied.
0.4% of all applications, or 0.5% of the applications it actually decided on. The Texas statewide average across all lenders was 19.4%.
The median rate on loans Cornerstone Mortgage Providers originated in Texas in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Cornerstone Mortgage Providers's own HMDA filing for properties located in Texas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology