Cornerstone First Mortgage in Oklahoma vs the state
4.6%Denial rate-13.37 pts vs state
7.7%Decision denial rate-15.18 pts vs state
54.6%Origination rate-1.55 pts vs state
7.25%Median rate+0.63 pts vs state
0.62Rate spread (pts)+0.27 pts vs state
$88kMedian applicant income
60Loans originated
5Denied
Trend in Oklahoma
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 9 | 0.0% | 7.49% | #390 |
| 2024 | 67 | 45 | 0.0% | 6.88% | #214 |
| 2025 | 110 | 60 | 4.6% | 7.25% | #176 |
What Cornerstone First Mortgage lends in Oklahoma
By loan purpose
By loan type
Why it denied Oklahoma applicants
Where in Oklahoma
Counties with the most Cornerstone First Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Oklahoma County | 40 | 21 | 1 | 2.5% |
| Canadian County | 12 | 6 | 1 | 8.3% |
| Cleveland County | 9 | 7 | 0 | 0.0% |
| McCurtain County | 9 | 7 | 0 | 0.0% |
| Marshall County | 8 | 0 | 0 | 0.0% |
| McClain County | 5 | 3 | 0 | 0.0% |
| Tulsa County | 5 | 3 | 1 | 20.0% |
| Muskogee County | 4 | 0 | 2 | 50.0% |
| Grady County | 3 | 1 | 0 | 0.0% |
| Comanche County | 3 | 2 | 0 | 0.0% |
Other large lenders in Oklahoma
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 6,990 | 24.0% | 6.75% |
| First United Bank and Trust | C | 5,630 | 5.9% | 6.88% |
| Arvest Bank | C | 5,387 | 17.6% | 7.00% |
| 21st Mortgage | F | 5,217 | 46.8% | 9.83% |
| BancFirst | C | 4,799 | 10.0% | 7.38% |
| BOKF | D | 4,227 | 20.2% | 6.63% |
| Mortgage Research Center | C | 4,012 | 18.8% | 6.25% |
| United Shore Financial Services | B | 3,735 | 13.8% | 6.13% |
| Associated Mortgage | A | 3,213 | 0.7% | 6.50% |
| Vanderbilt Mortgage and Finance | F | 2,610 | 38.3% | 9.75% |
Frequently asked questions
Oklahoma: 110 applications in 2025, of which 60 were originated and 5 denied.
4.6% of all applications, or 7.7% of the applications it actually decided on. The Oklahoma statewide average across all lenders was 17.9%.
The median rate on loans Cornerstone First Mortgage originated in Oklahoma in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Cornerstone First Mortgage's own HMDA filing for properties located in Oklahoma, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology