Cornerstone First Mortgage in Maine vs the state
1.1%Denial rate-15.22 pts vs state
1.4%Decision denial rate-18.67 pts vs state
77.8%Origination rate+15.61 pts vs state
6.75%Median rate-0.13 pts vs state
0.36Rate spread (pts)+0.03 pts vs state
$106kMedian applicant income
70Loans originated
1Denied
Trend in Maine
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 10 | 4 | 10.0% | 5.88% | #202 |
| 2025 | 90 | 70 | 1.1% | 6.75% | #94 |
What Cornerstone First Mortgage lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Cornerstone First Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cumberland County | 29 | 28 | 0 | 0.0% |
| York County | 15 | 8 | 1 | 6.7% |
| Androscoggin County | 10 | 7 | 0 | 0.0% |
| Oxford County | 8 | 7 | 0 | 0.0% |
| Kennebec County | 6 | 5 | 0 | 0.0% |
| Hancock County | 6 | 3 | 0 | 0.0% |
| Franklin County | 4 | 2 | 0 | 0.0% |
| Penobscot County | 3 | 3 | 0 | 0.0% |
| Knox County | 2 | 0 | 0 | 0.0% |
| Lincoln County | 2 | 2 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 90 applications in 2025, of which 70 were originated and 1 denied.
1.1% of all applications, or 1.4% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Cornerstone First Mortgage originated in Maine in 2025 was 6.75%, against a statewide median of 6.88%.
About this data. Figures are Cornerstone First Mortgage's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology