Cornerstone First Mortgage in Kansas vs the state
4.1%Denial rate-10.98 pts vs state
5.2%Decision denial rate-13.11 pts vs state
74.3%Origination rate+10.50 pts vs state
6.63%Median rate0.00 pts vs state
0.53Rate spread (pts)+0.23 pts vs state
$210kMedian applicant income
55Loans originated
3Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 15 | 8 | 0.0% | 7.31% | #305 |
| 2025 | 74 | 55 | 4.1% | 6.63% | #191 |
What Cornerstone First Mortgage lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Cornerstone First Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Johnson County | 50 | 41 | 2 | 4.0% |
| Sedgwick County | 13 | 6 | 1 | 7.7% |
| Wyandotte County | 2 | 2 | 0 | 0.0% |
| Jefferson County | 2 | 1 | 0 | 0.0% |
| Geary County | 1 | 1 | 0 | 0.0% |
| Butler County | 1 | 0 | 0 | 0.0% |
| Saline County | 1 | 1 | 0 | 0.0% |
| Douglas County | 1 | 0 | 0 | 0.0% |
| Shawnee County | 1 | 1 | 0 | 0.0% |
| Sumner County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 74 applications in 2025, of which 55 were originated and 3 denied.
4.1% of all applications, or 5.2% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Cornerstone First Mortgage originated in Kansas in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Cornerstone First Mortgage's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology