Cornerstone Community Financial Credit Union in Ohio vs the state
21.6%Denial rate+3.90 pts vs state
25.7%Decision denial rate+3.79 pts vs state
58.0%Origination rate-1.95 pts vs state
6.69%Median rate-0.19 pts vs state
0.70Rate spread (pts)+0.31 pts vs state
$84kMedian applicant income
51Loans originated
19Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 65 | 41 | 33.9% | 7.38% | #360 |
| 2024 | 84 | 37 | 39.3% | 6.81% | #330 |
| 2025 | 88 | 51 | 21.6% | 6.69% | #343 |
What Cornerstone Community Financial Credit Union lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Where in Ohio
Counties with the most Cornerstone Community Financial Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Wood County | 40 | 23 | 9 | 22.5% |
| Lucas County | 31 | 17 | 9 | 29.0% |
| Sandusky County | 6 | 4 | 0 | 0.0% |
| Ottawa County | 5 | 3 | 1 | 20.0% |
| Fulton County | 3 | 1 | 0 | 0.0% |
| Henry County | 1 | 1 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Williams County | 1 | 1 | 0 | 0.0% |
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 88 applications in 2025, of which 51 were originated and 19 denied.
21.6% of all applications, or 25.7% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Cornerstone Community Financial Credit Union originated in Ohio in 2025 was 6.69%, against a statewide median of 6.88%.
About this data. Figures are Cornerstone Community Financial Credit Union's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology