Cornerstone Capital Bank in Mississippi vs the state
2.9%Denial rate-20.06 pts vs state
3.7%Decision denial rate-24.75 pts vs state
74.3%Origination rate+21.42 pts vs state
6.93%Median rate+0.18 pts vs state
0.83Rate spread (pts)+0.50 pts vs state
$99kMedian applicant income
26Loans originated
1Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 75 | 54 | 9.3% | 7.13% | #130 |
| 2024 | 36 | 23 | 8.3% | 6.99% | #179 |
| 2025 | 35 | 26 | 2.9% | 6.93% | #193 |
What Cornerstone Capital Bank lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Cornerstone Capital Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rankin County | 7 | 6 | 0 | 0.0% |
| Madison County | 6 | 4 | 0 | 0.0% |
| Harrison County | 4 | 1 | 0 | 0.0% |
| Hinds County | 4 | 4 | 0 | 0.0% |
| Jasper County | 3 | 2 | 0 | 0.0% |
| Lafayette County | 1 | 1 | 0 | 0.0% |
| Warren County | 1 | 1 | 0 | 0.0% |
| Bolivar County | 1 | 1 | 0 | 0.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
| Simpson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 35 applications in 2025, of which 26 were originated and 1 denied.
2.9% of all applications, or 3.7% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Cornerstone Capital Bank originated in Mississippi in 2025 was 6.93%, against a statewide median of 6.75%.
About this data. Figures are Cornerstone Capital Bank's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology