Contour Mortgage in New Jersey vs the state
2.3%Denial rate-15.41 pts vs state
3.4%Decision denial rate-19.69 pts vs state
64.8%Origination rate+9.16 pts vs state
6.63%Median rate-0.13 pts vs state
0.41Rate spread (pts)+0.13 pts vs state
$143kMedian applicant income
142Loans originated
5Denied
Trend in New Jersey
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 278 | 153 | 3.2% | 6.75% | #148 |
| 2024 | 252 | 143 | 6.4% | 6.63% | #164 |
| 2025 | 219 | 142 | 2.3% | 6.63% | #191 |
What Contour Mortgage lends in New Jersey
By loan purpose
By loan type
Why it denied New Jersey applicants
Where in New Jersey
Counties with the most Contour Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 39 | 24 | 0 | 0.0% |
| Monmouth County | 30 | 21 | 0 | 0.0% |
| Union County | 22 | 14 | 0 | 0.0% |
| Essex County | 20 | 11 | 1 | 5.0% |
| Bergen County | 19 | 12 | 1 | 5.3% |
| Hudson County | 19 | 10 | 0 | 0.0% |
| Burlington County | 12 | 12 | 0 | 0.0% |
| Passaic County | 11 | 7 | 0 | 0.0% |
| Morris County | 9 | 6 | 0 | 0.0% |
| Camden County | 9 | 5 | 1 | 11.1% |
Other large lenders in New Jersey
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,339 | 16.1% | 6.75% |
| TD Bank | D | 12,532 | 26.2% | 7.49% |
| Bank of America | F | 12,142 | 30.6% | 6.00% |
| Citizens Bank | C | 12,113 | 28.9% | 7.40% |
| Crosscountry Mortgage | B | 12,042 | 5.3% | 6.75% |
| PNC Bank | D | 10,815 | 27.8% | 7.75% |
| United Shore Financial Services | B | 10,552 | 15.3% | 6.38% |
| Guaranteed Rate | B | 8,643 | 5.5% | 6.58% |
| Newrez | D | 6,535 | 22.5% | 6.99% |
| Loandepot.Com | D | 6,491 | 15.3% | 6.63% |
Frequently asked questions
New Jersey: 219 applications in 2025, of which 142 were originated and 5 denied.
2.3% of all applications, or 3.4% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.
The median rate on loans Contour Mortgage originated in New Jersey in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Contour Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology