Consumers Cooperative Credit Union · Missouri · 2025

Consumers Cooperative Credit Union in Missouri: approval rate, denial rate and rates (2025)

Consumers Cooperative Credit Union took 7 mortgage applications in Missouri in 2025, ranking #550 of 1,023 lenders active in the state. It originated 57.1% of them and denied 28.6% (28.6% of the applications it decided), against a statewide denial rate of 15.1%.

7Applicationsin MO
28.6%Decision denial ratestate 18.7%
6.19%Median ratestate 6.63%
$85,000Median loanstate $175,000
$610kVolume6 counties

Consumers Cooperative Credit Union in Missouri vs the state

28.6%Denial rate+13.50 pts vs state
28.6%Decision denial rate+9.87 pts vs state
57.1%Origination rate-5.52 pts vs state
6.19%Median rate-0.44 pts vs state
-0.16Rate spread (pts)-0.51 pts vs state
$100kMedian applicant income
4Loans originated
2Denied

What Consumers Cooperative Credit Union lends in Missouri

By loan purpose

Home purchase 3 43% · 0.0% denied
Cash-out refinance 4 57% · 50.0% denied

By loan type

Conventional 7 100% · 28.6% denied

Why it denied Missouri applicants

Debt-to-income ratio 1 50%
Collateral 1 50%

Where in Missouri

Counties with the most Consumers Cooperative Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Jackson County 211 50.0%
Christian County 110 0.0%
Taney County 101 100.0%
Ray County 110 0.0%
St. Charles County 100 0.0%
St. Francois County 110 0.0%

Other large lenders in Missouri

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 10,46018.4%6.63%
Flat Branch MortgageA 8,9990.9%6.63%
Guild MortgageA 7,3882.5%6.63%
U.S. BankD 7,19032.8%7.63%
The Central Trust BankC 7,0229.7%6.63%
United Shore Financial ServicesB 6,7108.0%6.55%
Communityamerica Credit UnionB 5,84316.8%6.49%
Mortgage Research CenterC 5,73415.6%6.25%
Broker SolutionsD 5,0077.8%6.88%
Commerce BankD 4,90527.2%6.72%

Frequently asked questions

Missouri: 7 applications in 2025, of which 4 were originated and 2 denied.

28.6% of all applications, or 28.6% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.

The median rate on loans Consumers Cooperative Credit Union originated in Missouri in 2025 was 6.19%, against a statewide median of 6.63%.

About this data. Figures are Consumers Cooperative Credit Union's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology