Consumers Cooperative Credit Union in Michigan vs the state
10.5%Denial rate-7.99 pts vs state
16.7%Decision denial rate-5.91 pts vs state
47.4%Origination rate-12.52 pts vs state
5.50%Median rate-1.25 pts vs state
-0.11Rate spread (pts)-0.51 pts vs state
$109kMedian applicant income
9Loans originated
2Denied
What Consumers Cooperative Credit Union lends in Michigan
By loan purpose
By loan type
Why it denied Michigan applicants
Where in Michigan
Counties with the most Consumers Cooperative Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Kalamazoo County | 2 | 1 | 0 | 0.0% |
| Ottawa County | 2 | 1 | 0 | 0.0% |
| Allegan County | 2 | 1 | 0 | 0.0% |
| Clinton County | 2 | 1 | 1 | 50.0% |
| Kent County | 2 | 2 | 0 | 0.0% |
| Calhoun County | 1 | 0 | 0 | 0.0% |
| Gladwin County | 1 | 1 | 0 | 0.0% |
| Ingham County | 1 | 1 | 0 | 0.0% |
| Hillsdale County | 1 | 0 | 1 | 100.0% |
| Macomb County | 1 | 0 | 0 | 0.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 19 applications in 2025, of which 9 were originated and 2 denied.
10.5% of all applications, or 16.7% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
The median rate on loans Consumers Cooperative Credit Union originated in Michigan in 2025 was 5.50%, against a statewide median of 6.75%.
About this data. Figures are Consumers Cooperative Credit Union's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology