Consumers Cooperative Credit Union · Indiana · 2025

Consumers Cooperative Credit Union in Indiana: approval rate, denial rate and rates (2025)

Consumers Cooperative Credit Union took 28 mortgage applications in Indiana in 2025, ranking #424 of 1,025 lenders active in the state. It originated 67.9% of them and denied 7.1% (8.7% of the applications it decided), against a statewide denial rate of 16.6%.

28Applicationsin IN
8.7%Decision denial ratestate 20.1%
6.99%Median ratestate 6.75%
$170,000Median loanstate $155,000
$2.4MVolume12 counties

Consumers Cooperative Credit Union in Indiana vs the state

7.1%Denial rate-9.43 pts vs state
8.7%Decision denial rate-11.44 pts vs state
67.9%Origination rate+5.61 pts vs state
6.99%Median rate+0.24 pts vs state
0.50Rate spread (pts)+0.13 pts vs state
$102kMedian applicant income
19Loans originated
2Denied

Trend in Indiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202411827.3%6.81%#522
202528197.1%6.99%#424

What Consumers Cooperative Credit Union lends in Indiana

By loan purpose

Home purchase 6 21% · 0.0% denied
Refinance 3 11% · 33.3% denied
Cash-out refinance 6 21% · 16.7% denied
Home improvement 3 11% · 0.0% denied
Other / HELOC 10 36% · 0.0% denied

By loan type

Conventional 28 100% · 7.1% denied

Why it denied Indiana applicants

Credit history 1 50%
Collateral 1 50%

Where in Indiana

Counties with the most Consumers Cooperative Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Lake County 10100 0.0%
Marion County 412 50.0%
Madison County 330 0.0%
Porter County 220 0.0%
Dearborn County 200 0.0%
Johnson County 100 0.0%
St. Joseph County 100 0.0%
Tippecanoe County 110 0.0%
Jefferson County 100 0.0%
Hamilton County 100 0.0%

Other large lenders in Indiana

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,50318.6%6.75%
Ruoff Mortgage CompanyA 8,8604.0%6.75%
Fifth Third BankD 8,69327.6%7.75%
United Shore Financial ServicesB 8,65912.2%6.38%
Freedom MortgageB 5,4548.9%6.25%
NewrezD 5,42118.2%6.63%
First Merchants BankC 5,11419.9%6.76%
Fairway Independent MortgageB 4,8137.4%6.75%
Mortgage Research CenterC 4,79119.0%6.25%
PNC BankD 4,72425.1%7.55%

Frequently asked questions

Indiana: 28 applications in 2025, of which 19 were originated and 2 denied.

7.1% of all applications, or 8.7% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.

The median rate on loans Consumers Cooperative Credit Union originated in Indiana in 2025 was 6.99%, against a statewide median of 6.75%.

About this data. Figures are Consumers Cooperative Credit Union's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology