Consumers Cooperative Credit Union · Colorado · 2025

Consumers Cooperative Credit Union in Colorado: approval rate, denial rate and rates (2025)

Consumers Cooperative Credit Union took 11 mortgage applications in Colorado in 2025, ranking #491 of 1,114 lenders active in the state. It originated 72.7% of them and denied 9.1% (11.1% of the applications it decided), against a statewide denial rate of 15.6%.

11Applicationsin CO
11.1%Decision denial ratestate 19.7%
5.63%Median ratestate 6.63%
$515,000Median loanstate $325,000
$6.1MVolume6 counties

Consumers Cooperative Credit Union in Colorado vs the state

9.1%Denial rate-6.54 pts vs state
11.1%Decision denial rate-8.55 pts vs state
72.7%Origination rate+12.71 pts vs state
5.63%Median rate-1.00 pts vs state
-0.18Rate spread (pts)-0.33 pts vs state
$200kMedian applicant income
8Loans originated
1Denied

What Consumers Cooperative Credit Union lends in Colorado

By loan purpose

Home purchase 2 18% · 0.0% denied
Refinance 3 27% · 0.0% denied
Cash-out refinance 6 55% · 16.7% denied

By loan type

Conventional 11 100% · 9.1% denied

Why it denied Colorado applicants

Debt-to-income ratio 1 100%

Where in Colorado

Counties with the most Consumers Cooperative Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Eagle County 320 0.0%
Boulder County 320 0.0%
Denver County 220 0.0%
Park County 101 100.0%
Jefferson County 110 0.0%
Arapahoe County 110 0.0%

Other large lenders in Colorado

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 23,1118.8%6.13%
ENT Credit UnionB 13,23820.9%7.50%
Rocket MortgageC 11,48615.7%6.61%
Guild MortgageA 6,2323.1%6.62%
Bellco Credit UnionF 5,86340.9%8.00%
U.S. BankD 4,97836.0%7.95%
American FinancingD 4,93741.3%6.38%
FirstBankC 4,92915.6%7.00%
Canvas Credit UnionC 4,88913.7%7.89%
ElevationsC 4,42610.8%6.88%

Frequently asked questions

Colorado: 11 applications in 2025, of which 8 were originated and 1 denied.

9.1% of all applications, or 11.1% of the applications it actually decided on. The Colorado statewide average across all lenders was 15.6%.

The median rate on loans Consumers Cooperative Credit Union originated in Colorado in 2025 was 5.63%, against a statewide median of 6.63%.

About this data. Figures are Consumers Cooperative Credit Union's own HMDA filing for properties located in Colorado, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology