Consumer Real Estate Finance in Kansas vs the state
27.5%Denial rate+12.47 pts vs state
35.5%Decision denial rate+17.20 pts vs state
50.0%Origination rate-13.82 pts vs state
6.93%Median rate+0.31 pts vs state
0.72Rate spread (pts)+0.42 pts vs state
$55kMedian applicant income
20Loans originated
11Denied
Trend in Kansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 8 | 4 | 25.0% | 6.87% | #363 |
| 2025 | 40 | 20 | 27.5% | 6.93% | #245 |
What Consumer Real Estate Finance lends in Kansas
By loan purpose
By loan type
Why it denied Kansas applicants
Where in Kansas
Counties with the most Consumer Real Estate Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 5 | 2 | 1 | 20.0% |
| Butler County | 3 | 3 | 0 | 0.0% |
| Saline County | 3 | 0 | 1 | 33.3% |
| Sumner County | 3 | 2 | 1 | 33.3% |
| Reno County | 3 | 1 | 0 | 0.0% |
| Osborne County | 2 | 1 | 1 | 50.0% |
| Neosho County | 2 | 2 | 0 | 0.0% |
| Sedgwick County | 2 | 1 | 0 | 0.0% |
| Thomas County | 2 | 1 | 1 | 50.0% |
| Marion County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 5,303 | 18.0% | 6.63% |
| Communityamerica Credit Union | B | 3,575 | 12.4% | 6.38% |
| United Shore Financial Services | B | 2,545 | 11.4% | 6.38% |
| Mortgage Research Center | C | 2,389 | 15.1% | 6.25% |
| Fairway Independent Mortgage | B | 2,360 | 2.0% | 6.63% |
| Pennymac Loan Services | C | 2,103 | 10.8% | 6.49% |
| Credit Union of America | C | 1,940 | 22.9% | 7.75% |
| Capitol Federal Savings Bank | B | 1,873 | 12.6% | 6.75% |
| Guild Mortgage | A | 1,549 | 3.6% | 6.63% |
| U.S. Bank | D | 1,534 | 31.4% | 7.28% |
Frequently asked questions
Kansas: 40 applications in 2025, of which 20 were originated and 11 denied.
27.5% of all applications, or 35.5% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.
The median rate on loans Consumer Real Estate Finance originated in Kansas in 2025 was 6.93%, against a statewide median of 6.63%.
About this data. Figures are Consumer Real Estate Finance's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology