Consumer Real Estate Finance in Arkansas vs the state
25.9%Denial rate+7.74 pts vs state
29.8%Decision denial rate+6.66 pts vs state
61.1%Origination rate+4.28 pts vs state
6.88%Median rate+0.25 pts vs state
1.08Rate spread (pts)+0.74 pts vs state
$52kMedian applicant income
33Loans originated
14Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 51 | 26 | 11.8% | 6.75% | #191 |
| 2024 | 56 | 21 | 35.7% | 6.88% | #190 |
| 2025 | 54 | 33 | 25.9% | 6.88% | #205 |
What Consumer Real Estate Finance lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Consumer Real Estate Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pope County | 5 | 2 | 2 | 40.0% |
| Pulaski County | 4 | 3 | 0 | 0.0% |
| Mississippi County | 4 | 2 | 1 | 25.0% |
| White County | 3 | 1 | 2 | 66.7% |
| Lonoke County | 3 | 2 | 0 | 0.0% |
| Lawrence County | 3 | 2 | 1 | 33.3% |
| Craighead County | 3 | 3 | 0 | 0.0% |
| Saline County | 2 | 2 | 0 | 0.0% |
| Greene County | 2 | 1 | 0 | 0.0% |
| Benton County | 2 | 1 | 1 | 50.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 54 applications in 2025, of which 33 were originated and 14 denied.
25.9% of all applications, or 29.8% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Consumer Real Estate Finance originated in Arkansas in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Consumer Real Estate Finance's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology