Constructive Loans in Mississippi vs the state
11.1%Denial rate-11.81 pts vs state
11.1%Decision denial rate-17.34 pts vs state
66.7%Origination rate+13.80 pts vs state
7.44%Median rate+0.69 pts vs state
—Rate spread (pts)
—Median applicant income
6Loans originated
1Denied
What Constructive Loans lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Constructive Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hinds County | 7 | 5 | 0 | 0.0% |
| Forrest County | 1 | 0 | 1 | 100.0% |
| Harrison County | 1 | 1 | 0 | 0.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 9 applications in 2025, of which 6 were originated and 1 denied.
11.1% of all applications, or 11.1% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Constructive Loans originated in Mississippi in 2025 was 7.44%, against a statewide median of 6.75%.
About this data. Figures are Constructive Loans's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology