Connexus Credit Union in Mississippi vs the state
81.8%Denial rate+58.90 pts vs state
81.8%Decision denial rate+53.37 pts vs state
9.1%Origination rate-43.78 pts vs state
5.85%Median rate-0.90 pts vs state
0.01Rate spread (pts)-0.33 pts vs state
$45kMedian applicant income
1Loans originated
9Denied
Trend in Mississippi
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 5 | 55.6% | 4.49% | #231 |
| 2024 | 10 | 3 | 60.0% | 6.49% | #285 |
| 2025 | 11 | 1 | 81.8% | 5.85% | #279 |
What Connexus Credit Union lends in Mississippi
By loan purpose
By loan type
Why it denied Mississippi applicants
Where in Mississippi
Counties with the most Connexus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lauderdale County | 2 | 0 | 2 | 100.0% |
| DeSoto County | 1 | 0 | 1 | 100.0% |
| Attala County | 1 | 0 | 1 | 100.0% |
| Lafayette County | 1 | 0 | 1 | 100.0% |
| Jackson County | 1 | 0 | 1 | 100.0% |
| Tate County | 1 | 0 | 1 | 100.0% |
| Copiah County | 1 | 0 | 0 | 0.0% |
| Madison County | 1 | 1 | 0 | 0.0% |
| Grenada County | 1 | 0 | 1 | 100.0% |
| Wayne County | 1 | 0 | 1 | 100.0% |
Other large lenders in Mississippi
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| 21st Mortgage | F | 6,764 | 48.5% | 10.56% |
| Trustmark National Bank | C | 5,531 | 12.5% | 6.75% |
| Cadence Bank | B | 5,301 | 19.2% | 7.25% |
| Regions Bank | C | 4,916 | 44.7% | 5.75% |
| Rocket Mortgage | C | 4,636 | 24.8% | 6.63% |
| Community Bank of Mississippi | C | 3,856 | 9.0% | 7.65% |
| Renasant Bank | B | 3,188 | 14.3% | 6.99% |
| Triad Financial Services | D | 3,140 | 34.4% | 8.76% |
| Vanderbilt Mortgage and Finance | F | 2,840 | 44.3% | 10.25% |
| BankPlus | B | 2,638 | 10.7% | 6.50% |
Frequently asked questions
Mississippi: 11 applications in 2025, of which 1 were originated and 9 denied.
81.8% of all applications, or 81.8% of the applications it actually decided on. The Mississippi statewide average across all lenders was 22.9%.
The median rate on loans Connexus Credit Union originated in Mississippi in 2025 was 5.85%, against a statewide median of 6.75%.
About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Mississippi, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology