Connexus Credit Union in Illinois vs the state
48.9%Denial rate+31.77 pts vs state
57.0%Decision denial rate+35.31 pts vs state
32.0%Origination rate-26.74 pts vs state
6.49%Median rate-0.26 pts vs state
-0.60Rate spread (pts)-0.98 pts vs state
$107kMedian applicant income
72Loans originated
110Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 233 | 71 | 53.2% | 6.24% | #199 |
| 2024 | 190 | 70 | 46.8% | 6.49% | #234 |
| 2025 | 225 | 72 | 48.9% | 6.49% | #232 |
What Connexus Credit Union lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Connexus Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Winnebago County | 89 | 35 | 35 | 39.3% |
| Cook County | 40 | 6 | 24 | 60.0% |
| DuPage County | 15 | 4 | 9 | 60.0% |
| Knox County | 14 | 6 | 6 | 42.9% |
| Will County | 12 | 4 | 6 | 50.0% |
| Lake County | 9 | 1 | 5 | 55.6% |
| Kane County | 8 | 3 | 5 | 62.5% |
| Boone County | 6 | 3 | 1 | 16.7% |
| McHenry County | 5 | 3 | 1 | 20.0% |
| DeKalb County | 4 | 1 | 3 | 75.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 225 applications in 2025, of which 72 were originated and 110 denied.
48.9% of all applications, or 57.0% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Connexus Credit Union originated in Illinois in 2025 was 6.49%, against a statewide median of 6.75%.
About this data. Figures are Connexus Credit Union's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology