Communityamerica Credit Union in Tennessee vs the state
33.3%Denial rate+16.19 pts vs state
39.1%Decision denial rate+17.45 pts vs state
51.9%Origination rate-6.23 pts vs state
6.88%Median rate+0.25 pts vs state
0.57Rate spread (pts)+0.33 pts vs state
$85kMedian applicant income
14Loans originated
9Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 4 | 9.1% | 6.44% | #604 |
| 2024 | 6 | 5 | 0.0% | 7.00% | #702 |
| 2025 | 27 | 14 | 33.3% | 6.88% | #498 |
What Communityamerica Credit Union lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Communityamerica Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hamilton County | 11 | 3 | 7 | 63.6% |
| Bradley County | 3 | 3 | 0 | 0.0% |
| Lincoln County | 2 | 0 | 2 | 100.0% |
| Williamson County | 2 | 1 | 0 | 0.0% |
| Wilson County | 2 | 1 | 0 | 0.0% |
| Fentress County | 1 | 1 | 0 | 0.0% |
| Giles County | 1 | 1 | 0 | 0.0% |
| Sumner County | 1 | 0 | 0 | 0.0% |
| Rutherford County | 1 | 1 | 0 | 0.0% |
| Maury County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 27 applications in 2025, of which 14 were originated and 9 denied.
33.3% of all applications, or 39.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Communityamerica Credit Union originated in Tennessee in 2025 was 6.88%, against a statewide median of 6.62%.
About this data. Figures are Communityamerica Credit Union's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology