Community Mortgage in Georgia vs the state
1.8%Denial rate-17.47 pts vs state
2.1%Decision denial rate-22.99 pts vs state
82.5%Origination rate+28.37 pts vs state
6.49%Median rate-0.13 pts vs state
0.11Rate spread (pts)-0.16 pts vs state
$130kMedian applicant income
47Loans originated
1Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 76 | 55 | 7.9% | 6.63% | #363 |
| 2024 | 62 | 56 | 1.6% | 6.49% | #403 |
| 2025 | 57 | 47 | 1.8% | 6.49% | #424 |
What Community Mortgage lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most Community Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Catoosa County | 7 | 5 | 0 | 0.0% |
| Gwinnett County | 5 | 3 | 1 | 20.0% |
| Coweta County | 4 | 3 | 0 | 0.0% |
| Forsyth County | 4 | 4 | 0 | 0.0% |
| Fulton County | 3 | 3 | 0 | 0.0% |
| Walker County | 3 | 2 | 0 | 0.0% |
| Jackson County | 3 | 3 | 0 | 0.0% |
| Gilmer County | 2 | 2 | 0 | 0.0% |
| Lumpkin County | 2 | 1 | 0 | 0.0% |
| Fannin County | 2 | 2 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 57 applications in 2025, of which 47 were originated and 1 denied.
1.8% of all applications, or 2.1% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans Community Mortgage originated in Georgia in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Community Mortgage's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology