Community Mortgage in Tennessee vs the state
9.1%Denial rate-8.05 pts vs state
9.4%Decision denial rate-12.30 pts vs state
87.9%Origination rate+29.80 pts vs state
6.63%Median rate0.00 pts vs state
0.08Rate spread (pts)-0.15 pts vs state
$161kMedian applicant income
29Loans originated
3Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 46 | 42 | 2.2% | 6.63% | #402 |
| 2024 | 44 | 42 | 0.0% | 6.69% | #408 |
| 2025 | 33 | 29 | 9.1% | 6.63% | #470 |
What Community Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Community Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 22 | 20 | 1 | 4.5% |
| Wilson County | 3 | 3 | 0 | 0.0% |
| Cheatham County | 2 | 1 | 1 | 50.0% |
| Sumner County | 2 | 2 | 0 | 0.0% |
| Rutherford County | 1 | 0 | 1 | 100.0% |
| Montgomery County | 1 | 1 | 0 | 0.0% |
| Maury County | 1 | 1 | 0 | 0.0% |
| Dickson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 33 applications in 2025, of which 29 were originated and 3 denied.
9.1% of all applications, or 9.4% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Community Mortgage originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Community Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology