Colorado Federal Savings Bank in Arkansas vs the state
9.0%Denial rate-9.20 pts vs state
11.1%Decision denial rate-12.02 pts vs state
71.9%Origination rate+15.08 pts vs state
6.50%Median rate-0.13 pts vs state
-0.10Rate spread (pts)-0.44 pts vs state
$158kMedian applicant income
64Loans originated
8Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 29 | 5.0% | 6.75% | #209 |
| 2024 | 35 | 22 | 14.3% | 6.25% | #226 |
| 2025 | 89 | 64 | 9.0% | 6.50% | #162 |
What Colorado Federal Savings Bank lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Colorado Federal Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Benton County | 33 | 27 | 0 | 0.0% |
| Pulaski County | 22 | 15 | 3 | 13.6% |
| Lonoke County | 13 | 8 | 2 | 15.4% |
| Washington County | 6 | 6 | 0 | 0.0% |
| Saline County | 5 | 2 | 1 | 20.0% |
| Faulkner County | 3 | 2 | 0 | 0.0% |
| White County | 2 | 1 | 1 | 50.0% |
| Sebastian County | 1 | 1 | 0 | 0.0% |
| Monroe County | 1 | 0 | 1 | 100.0% |
| Craighead County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 89 applications in 2025, of which 64 were originated and 8 denied.
9.0% of all applications, or 11.1% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Colorado Federal Savings Bank originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Colorado Federal Savings Bank's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology