Coastal Community Bank in Oregon vs the state
1.9%Denial rate-13.43 pts vs state
2.7%Decision denial rate-16.47 pts vs state
22.5%Origination rate-38.16 pts vs state
9.99%Median rate+3.24 pts vs state
2.68Rate spread (pts)+2.40 pts vs state
$121kMedian applicant income
323Loans originated
27Denied
Trend in Oregon
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 677 | 288 | 1.5% | 14.24% | #50 |
| 2024 | 1,091 | 253 | 2.1% | 11.99% | #32 |
| 2025 | 1,438 | 323 | 1.9% | 9.99% | #25 |
What Coastal Community Bank lends in Oregon
By loan purpose
By loan type
Why it denied Oregon applicants
Where in Oregon
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Multnomah County | 240 | 55 | 5 | 2.1% |
| Washington County | 217 | 52 | 6 | 2.8% |
| Clackamas County | 168 | 38 | 4 | 2.4% |
| Marion County | 140 | 26 | 3 | 2.1% |
| Lane County | 106 | 28 | 0 | 0.0% |
| Deschutes County | 96 | 19 | 1 | 1.0% |
| Jackson County | 72 | 17 | 0 | 0.0% |
| Linn County | 46 | 10 | 0 | 0.0% |
| Douglas County | 42 | 7 | 2 | 4.8% |
| Polk County | 40 | 11 | 1 | 2.5% |
Other large lenders in Oregon
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Onpoint Community Credit Union | B | 10,710 | 15.7% | 7.50% |
| Rocket Mortgage | C | 6,649 | 16.3% | 6.75% |
| United Shore Financial Services | B | 6,600 | 10.4% | 6.25% |
| Guild Mortgage | A | 6,034 | 2.6% | 6.55% |
| U.S. Bank | D | 4,875 | 31.6% | 7.85% |
| Umpqua Bank | C | 3,155 | 23.0% | 7.50% |
| Newrez | D | 2,945 | 12.9% | 6.63% |
| CMG Mortgage | A | 2,702 | 2.9% | 6.50% |
| Pennymac Loan Services | C | 2,642 | 10.2% | 6.62% |
| Rogue Credit Union | C | 2,511 | 10.2% | 7.49% |
Frequently asked questions
Oregon: 1,438 applications in 2025, of which 323 were originated and 27 denied.
1.9% of all applications, or 2.7% of the applications it actually decided on. The Oregon statewide average across all lenders was 15.3%.
The median rate on loans Coastal Community Bank originated in Oregon in 2025 was 9.99%, against a statewide median of 6.75%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Oregon, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology