Clearedge Lending in Missouri vs the state
28.6%Denial rate+13.50 pts vs state
36.4%Decision denial rate+17.66 pts vs state
50.0%Origination rate-12.66 pts vs state
7.38%Median rate+0.75 pts vs state
0.80Rate spread (pts)+0.45 pts vs state
$122kMedian applicant income
14Loans originated
8Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 15 | 9 | 20.0% | 8.25% | #455 |
| 2024 | 13 | 6 | 46.2% | 9.00% | #459 |
| 2025 | 28 | 14 | 28.6% | 7.38% | #411 |
What Clearedge Lending lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Clearedge Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Louis County | 10 | 6 | 1 | 10.0% |
| St. Louis city | 9 | 4 | 4 | 44.4% |
| Jackson County | 5 | 1 | 3 | 60.0% |
| Warren County | 1 | 0 | 0 | 0.0% |
| Clay County | 1 | 1 | 0 | 0.0% |
| St. Charles County | 1 | 1 | 0 | 0.0% |
| Camden County | 1 | 1 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 28 applications in 2025, of which 14 were originated and 8 denied.
28.6% of all applications, or 36.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Clearedge Lending originated in Missouri in 2025 was 7.38%, against a statewide median of 6.63%.
About this data. Figures are Clearedge Lending's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology