City National Bank in Tennessee vs the state
10.4%Denial rate-6.76 pts vs state
13.1%Decision denial rate-8.58 pts vs state
68.9%Origination rate+10.79 pts vs state
5.49%Median rate-1.13 pts vs state
-0.35Rate spread (pts)-0.58 pts vs state
$318kMedian applicant income
73Loans originated
11Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 80 | 60 | 11.3% | 6.75% | #324 |
| 2024 | 36 | 21 | 19.4% | 6.95% | #436 |
| 2025 | 106 | 73 | 10.4% | 5.49% | #313 |
What City National Bank lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most City National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Williamson County | 58 | 38 | 7 | 12.1% |
| Davidson County | 34 | 27 | 1 | 2.9% |
| Hamilton County | 2 | 1 | 0 | 0.0% |
| Rutherford County | 2 | 0 | 1 | 50.0% |
| Franklin County | 2 | 1 | 1 | 50.0% |
| Maury County | 2 | 2 | 0 | 0.0% |
| Robertson County | 2 | 2 | 0 | 0.0% |
| Sumner County | 1 | 1 | 0 | 0.0% |
| DeKalb County | 1 | 0 | 1 | 100.0% |
| Wilson County | 1 | 0 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 106 applications in 2025, of which 73 were originated and 11 denied.
10.4% of all applications, or 13.1% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans City National Bank originated in Tennessee in 2025 was 5.49%, against a statewide median of 6.62%.
About this data. Figures are City National Bank's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology