City National Bank · Nevada · 2025

City National Bank in Nevada: approval rate, denial rate and rates (2025)

City National Bank took 50 mortgage applications in Nevada in 2025, ranking #208 of 627 lenders active in the state. It originated 54.0% of them and denied 32.0% (37.2% of the applications it decided), against a statewide denial rate of 17.5%.

50Applicationsin NV
37.2%Decision denial ratestate 22.2%
5.85%Median ratestate 6.63%
$865,000Median loanstate $305,000
$26MVolume3 counties

City National Bank in Nevada vs the state

32.0%Denial rate+14.55 pts vs state
37.2%Decision denial rate+14.99 pts vs state
54.0%Origination rate-3.71 pts vs state
5.85%Median rate-0.78 pts vs state
-0.26Rate spread (pts)-0.56 pts vs state
$350kMedian applicant income
27Loans originated
16Denied

Trend in Nevada

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023463015.2%6.98%#196
2024361925.0%7.20%#223
2025502732.0%5.85%#208

What City National Bank lends in Nevada

By loan purpose

Home purchase 18 36% · 33.3% denied
Refinance 8 16% · 25.0% denied
Cash-out refinance 5 10% · 40.0% denied
Home improvement 9 18% · 22.2% denied
Other / HELOC 10 20% · 40.0% denied

By loan type

Conventional 50 100% · 32.0% denied

Why it denied Nevada applicants

Debt-to-income ratio 11 69%
Other 2 13%
Credit history 1 6%
Collateral 1 6%
Insufficient cash 1 6%

Where in Nevada

Counties with the most City National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Clark County 462515 32.6%
Douglas County 320 0.0%
Washoe County 101 100.0%

Other large lenders in Nevada

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 6,91311.4%6.31%
Rocket MortgageC 6,88915.4%6.88%
Guild MortgageA 5,5332.6%6.50%
AMERICA FIRST Federal Credit UnionC 3,87328.6%7.24%
U.S. BankD 3,74540.2%7.65%
Bank of AmericaF 3,29635.9%6.24%
Pennymac Loan ServicesC 3,18812.5%6.62%
Navy Federal Credit UnionD 2,57924.5%7.75%
Broker SolutionsD 2,5598.9%6.75%
Dhi Mortgage CompanyB 2,5496.8%4.99%

Frequently asked questions

Nevada: 50 applications in 2025, of which 27 were originated and 16 denied.

32.0% of all applications, or 37.2% of the applications it actually decided on. The Nevada statewide average across all lenders was 17.5%.

The median rate on loans City National Bank originated in Nevada in 2025 was 5.85%, against a statewide median of 6.63%.

About this data. Figures are City National Bank's own HMDA filing for properties located in Nevada, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology