City-County Credit Union in Wisconsin vs the state
12.5%Denial rate-1.51 pts vs state
15.4%Decision denial rate-0.98 pts vs state
68.8%Origination rate+0.60 pts vs state
7.49%Median rate+0.87 pts vs state
1.16Rate spread (pts)+1.04 pts vs state
$99kMedian applicant income
11Loans originated
2Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 8 | 18.2% | 7.00% | #456 |
| 2024 | 16 | 10 | 6.3% | 7.62% | #425 |
| 2025 | 16 | 11 | 12.5% | 7.49% | #436 |
What City-County Credit Union lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most City-County Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| St. Croix County | 10 | 6 | 1 | 10.0% |
| Burnett County | 2 | 2 | 0 | 0.0% |
| Monroe County | 1 | 0 | 1 | 100.0% |
| Polk County | 1 | 1 | 0 | 0.0% |
| Barron County | 1 | 1 | 0 | 0.0% |
| Outagamie County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 16 applications in 2025, of which 11 were originated and 2 denied.
12.5% of all applications, or 15.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans City-County Credit Union originated in Wisconsin in 2025 was 7.49%, against a statewide median of 6.63%.
About this data. Figures are City-County Credit Union's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology