Citadel Servicing in Washington vs the state
6.6%Denial rate-9.06 pts vs state
7.0%Decision denial rate-12.57 pts vs state
56.6%Origination rate-4.47 pts vs state
7.50%Median rate+0.88 pts vs state
1.10Rate spread (pts)+0.91 pts vs state
$195kMedian applicant income
146Loans originated
17Denied
Trend in Washington
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 209 | 114 | 2.9% | 8.63% | #154 |
| 2024 | 245 | 143 | 6.1% | 8.13% | #151 |
| 2025 | 258 | 146 | 6.6% | 7.50% | #165 |
What Citadel Servicing lends in Washington
By loan purpose
By loan type
Why it denied Washington applicants
Where in Washington
Counties with the most Citadel Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| King County | 76 | 49 | 5 | 6.6% |
| Pierce County | 42 | 16 | 3 | 7.1% |
| Snohomish County | 23 | 14 | 1 | 4.3% |
| Clark County | 20 | 8 | 3 | 15.0% |
| Island County | 10 | 6 | 1 | 10.0% |
| Benton County | 8 | 6 | 1 | 12.5% |
| Franklin County | 8 | 4 | 0 | 0.0% |
| Yakima County | 7 | 3 | 1 | 14.3% |
| Spokane County | 7 | 5 | 0 | 0.0% |
| Grays Harbor County | 7 | 4 | 0 | 0.0% |
Other large lenders in Washington
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Boeing Employees Credit Union | B | 21,599 | 23.8% | 6.13% |
| Rocket Mortgage | C | 14,301 | 15.9% | 6.63% |
| United Shore Financial Services | B | 13,770 | 10.0% | 6.13% |
| Guild Mortgage | A | 8,056 | 3.4% | 6.63% |
| CMG Mortgage | A | 7,817 | 3.1% | 6.63% |
| Movement Mortgage | A | 7,472 | 3.6% | 6.63% |
| Bank of America | F | 6,986 | 27.0% | 5.99% |
| Crosscountry Mortgage | B | 6,903 | 3.1% | 6.63% |
| U.S. Bank | D | 6,568 | 27.6% | 6.63% |
| Newrez | D | 5,849 | 12.9% | 6.63% |
Frequently asked questions
Washington: 258 applications in 2025, of which 146 were originated and 17 denied.
6.6% of all applications, or 7.0% of the applications it actually decided on. The Washington statewide average across all lenders was 15.7%.
The median rate on loans Citadel Servicing originated in Washington in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Citadel Servicing's own HMDA filing for properties located in Washington, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology