Citadel Servicing · Kansas · 2025

Citadel Servicing in Kansas: approval rate, denial rate and rates (2025)

Citadel Servicing took 28 mortgage applications in Kansas in 2025, ranking #278 of 766 lenders active in the state. It originated 64.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 15.0%.

28Applicationsin KS
0.0%Decision denial ratestate 18.3%
9.13%Median ratestate 6.63%
$230,000Median loanstate $165,000
$4.4MVolume6 counties

Citadel Servicing in Kansas vs the state

0.0%Denial rate-15.03 pts vs state
0.0%Decision denial rate-18.28 pts vs state
64.3%Origination rate+0.47 pts vs state
9.13%Median rate+2.50 pts vs state
3.00Rate spread (pts)+2.70 pts vs state
$181kMedian applicant income
18Loans originated
0Denied

Trend in Kansas

YearApplicationsOriginatedDenial rateMedian rateRank in state
202315613.3%9.50%#298
2024181022.2%9.56%#291
202528180.0%9.13%#278

What Citadel Servicing lends in Kansas

By loan purpose

Home purchase 16 57% · 0.0% denied
Refinance 1 4% · 0.0% denied
Cash-out refinance 11 39% · 0.0% denied

By loan type

Conventional 28 100% · 0.0% denied

Where in Kansas

Counties with the most Citadel Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Wyandotte County 1080 0.0%
Johnson County 860 0.0%
Sedgwick County 420 0.0%
Leavenworth County 410 0.0%
Saline County 100 0.0%
Miami County 110 0.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 28 applications in 2025, of which 18 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Citadel Servicing originated in Kansas in 2025 was 9.13%, against a statewide median of 6.63%.

About this data. Figures are Citadel Servicing's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology