Churchill Mortgage in Missouri vs the state
5.8%Denial rate-9.26 pts vs state
8.4%Decision denial rate-10.29 pts vs state
55.5%Origination rate-7.18 pts vs state
6.63%Median rate0.00 pts vs state
0.60Rate spread (pts)+0.25 pts vs state
$83kMedian applicant income
86Loans originated
9Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 122 | 76 | 8.2% | 7.00% | #210 |
| 2024 | 200 | 102 | 12.5% | 6.99% | #166 |
| 2025 | 155 | 86 | 5.8% | 6.63% | #218 |
What Churchill Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Churchill Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 18 | 8 | 1 | 5.6% |
| St. Louis County | 14 | 3 | 2 | 14.3% |
| Greene County | 12 | 7 | 0 | 0.0% |
| Jefferson County | 7 | 5 | 0 | 0.0% |
| St. Charles County | 7 | 5 | 0 | 0.0% |
| Buchanan County | 7 | 3 | 0 | 0.0% |
| Clay County | 6 | 2 | 1 | 16.7% |
| Jasper County | 5 | 4 | 0 | 0.0% |
| Howell County | 5 | 5 | 0 | 0.0% |
| Boone County | 5 | 3 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 155 applications in 2025, of which 86 were originated and 9 denied.
5.8% of all applications, or 8.4% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Churchill Mortgage originated in Missouri in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Churchill Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology