Churchill Mortgage in Illinois vs the state
4.4%Denial rate-12.77 pts vs state
5.5%Decision denial rate-16.20 pts vs state
68.5%Origination rate+9.74 pts vs state
6.63%Median rate-0.13 pts vs state
0.64Rate spread (pts)+0.26 pts vs state
$91kMedian applicant income
63Loans originated
4Denied
Trend in Illinois
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 205 | 142 | 5.4% | 7.13% | #218 |
| 2024 | 108 | 55 | 13.0% | 6.88% | #326 |
| 2025 | 92 | 63 | 4.4% | 6.63% | #358 |
What Churchill Mortgage lends in Illinois
By loan purpose
By loan type
Why it denied Illinois applicants
Where in Illinois
Counties with the most Churchill Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cook County | 12 | 9 | 0 | 0.0% |
| DuPage County | 9 | 7 | 0 | 0.0% |
| McHenry County | 7 | 5 | 1 | 14.3% |
| Will County | 7 | 5 | 0 | 0.0% |
| Winnebago County | 6 | 3 | 0 | 0.0% |
| St. Clair County | 3 | 0 | 0 | 0.0% |
| Lake County | 3 | 2 | 0 | 0.0% |
| LaSalle County | 3 | 2 | 0 | 0.0% |
| Coles County | 3 | 3 | 0 | 0.0% |
| Kane County | 3 | 1 | 0 | 0.0% |
Other large lenders in Illinois
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Guaranteed Rate | B | 17,479 | 4.9% | 6.63% |
| Rocket Mortgage | C | 16,971 | 19.7% | 6.75% |
| United Shore Financial Services | B | 15,644 | 13.0% | 6.50% |
| JPMorgan Chase Bank | B | 13,574 | 9.7% | 6.49% |
| U.S. Bank | D | 10,076 | 38.3% | 7.00% |
| Crosscountry Mortgage | B | 8,779 | 4.5% | 6.75% |
| Fifth Third Bank | D | 8,628 | 32.1% | 7.50% |
| The Huntington National Bank | D | 8,226 | 31.9% | 6.99% |
| BMO Bank | F | 8,007 | 32.7% | 8.33% |
| Loandepot.Com | D | 7,019 | 17.7% | 6.88% |
Frequently asked questions
Illinois: 92 applications in 2025, of which 63 were originated and 4 denied.
4.4% of all applications, or 5.5% of the applications it actually decided on. The Illinois statewide average across all lenders was 17.1%.
The median rate on loans Churchill Mortgage originated in Illinois in 2025 was 6.63%, against a statewide median of 6.75%.
About this data. Figures are Churchill Mortgage's own HMDA filing for properties located in Illinois, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology