Champions Funding in Maine vs the state
45.8%Denial rate+29.50 pts vs state
57.9%Decision denial rate+37.81 pts vs state
33.3%Origination rate-28.84 pts vs state
7.44%Median rate+0.56 pts vs state
1.84Rate spread (pts)+1.52 pts vs state
$322kMedian applicant income
8Loans originated
11Denied
What Champions Funding lends in Maine
By loan purpose
By loan type
Why it denied Maine applicants
Where in Maine
Counties with the most Champions Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 4 | 2 | 2 | 50.0% |
| Lincoln County | 4 | 0 | 2 | 50.0% |
| Cumberland County | 3 | 2 | 0 | 0.0% |
| Oxford County | 3 | 0 | 2 | 66.7% |
| Androscoggin County | 2 | 0 | 2 | 100.0% |
| Penobscot County | 2 | 1 | 1 | 50.0% |
| Kennebec County | 2 | 1 | 0 | 0.0% |
| Hancock County | 1 | 1 | 0 | 0.0% |
| Washington County | 1 | 0 | 1 | 100.0% |
| Franklin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Maine
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Bangor Savings Bank | B | 4,518 | 17.2% | 7.25% |
| United Shore Financial Services | B | 2,675 | 9.1% | 6.50% |
| Rocket Mortgage | C | 2,628 | 22.9% | 6.75% |
| The Camden National Bank | A | 2,559 | 13.2% | 6.99% |
| CMG Mortgage | A | 2,251 | 4.2% | 6.63% |
| Guild Mortgage | A | 1,838 | 5.3% | 6.63% |
| Kennebec Savings Bank | B | 1,493 | 9.6% | 7.00% |
| TD Bank | D | 1,244 | 20.2% | 7.35% |
| Mortgage Research Center | C | 1,104 | 17.6% | 6.25% |
| Evergreen Credit Union | D | 976 | 30.6% | 6.50% |
Frequently asked questions
Maine: 24 applications in 2025, of which 8 were originated and 11 denied.
45.8% of all applications, or 57.9% of the applications it actually decided on. The Maine statewide average across all lenders was 16.3%.
The median rate on loans Champions Funding originated in Maine in 2025 was 7.44%, against a statewide median of 6.88%.
About this data. Figures are Champions Funding's own HMDA filing for properties located in Maine, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology