Champions Funding · Kansas · 2025

Champions Funding in Kansas: approval rate, denial rate and rates (2025)

Champions Funding took 31 mortgage applications in Kansas in 2025, ranking #267 of 766 lenders active in the state. It originated 58.1% of them and denied 19.4% (25.0% of the applications it decided), against a statewide denial rate of 15.0%.

31Applicationsin KS
25.0%Decision denial ratestate 18.3%
7.69%Median ratestate 6.63%
$185,000Median loanstate $165,000
$4.0MVolume6 counties

Champions Funding in Kansas vs the state

19.4%Denial rate+4.32 pts vs state
25.0%Decision denial rate+6.72 pts vs state
58.1%Origination rate-5.76 pts vs state
7.69%Median rate+1.06 pts vs state
Rate spread (pts)
Median applicant income
18Loans originated
6Denied

What Champions Funding lends in Kansas

By loan purpose

Home purchase 9 29% · 22.2% denied
Refinance 6 19% · 33.3% denied
Cash-out refinance 16 52% · 12.5% denied

By loan type

Conventional 31 100% · 19.4% denied

Why it denied Kansas applicants

Incomplete application 4 67%
Other 2 33%

Where in Kansas

Counties with the most Champions Funding applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Johnson County 1172 18.2%
Wyandotte County 1182 18.2%
Sedgwick County 420 0.0%
Leavenworth County 201 50.0%
Douglas County 210 0.0%
Wabaunsee County 101 100.0%

Other large lenders in Kansas

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 5,30318.0%6.63%
Communityamerica Credit UnionB 3,57512.4%6.38%
United Shore Financial ServicesB 2,54511.4%6.38%
Mortgage Research CenterC 2,38915.1%6.25%
Fairway Independent MortgageB 2,3602.0%6.63%
Pennymac Loan ServicesC 2,10310.8%6.49%
Credit Union of AmericaC 1,94022.9%7.75%
Capitol Federal Savings BankB 1,87312.6%6.75%
Guild MortgageA 1,5493.6%6.63%
U.S. BankD 1,53431.4%7.28%

Frequently asked questions

Kansas: 31 applications in 2025, of which 18 were originated and 6 denied.

19.4% of all applications, or 25.0% of the applications it actually decided on. The Kansas statewide average across all lenders was 15.0%.

The median rate on loans Champions Funding originated in Kansas in 2025 was 7.69%, against a statewide median of 6.63%.

About this data. Figures are Champions Funding's own HMDA filing for properties located in Kansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology