Champions Funding in Arkansas vs the state
12.9%Denial rate-5.29 pts vs state
20.0%Decision denial rate-3.13 pts vs state
51.6%Origination rate-5.22 pts vs state
7.81%Median rate+1.19 pts vs state
—Rate spread (pts)
$891kMedian applicant income
16Loans originated
4Denied
What Champions Funding lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Champions Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Saline County | 11 | 1 | 0 | 0.0% |
| Benton County | 8 | 6 | 1 | 12.5% |
| Sebastian County | 2 | 2 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Pulaski County | 2 | 2 | 0 | 0.0% |
| Miller County | 1 | 0 | 1 | 100.0% |
| Cleveland County | 1 | 0 | 1 | 100.0% |
| Newton County | 1 | 1 | 0 | 0.0% |
| Yell County | 1 | 0 | 1 | 100.0% |
| Craighead County | 1 | 1 | 0 | 0.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 31 applications in 2025, of which 16 were originated and 4 denied.
12.9% of all applications, or 20.0% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Champions Funding originated in Arkansas in 2025 was 7.81%, against a statewide median of 6.63%.
About this data. Figures are Champions Funding's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology