Centra Credit Union in Pennsylvania vs the state
14.3%Denial rate-4.00 pts vs state
14.3%Decision denial rate-7.92 pts vs state
85.7%Origination rate+24.75 pts vs state
6.31%Median rate-0.31 pts vs state
0.59Rate spread (pts)+0.35 pts vs state
$67kMedian applicant income
6Loans originated
1Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 8 | 0.0% | 6.18% | #732 |
| 2025 | 7 | 6 | 14.3% | 6.31% | #735 |
What Centra Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Centra Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Warren County | 5 | 4 | 1 | 20.0% |
| Dauphin County | 1 | 1 | 0 | 0.0% |
| Erie County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 7 applications in 2025, of which 6 were originated and 1 denied.
14.3% of all applications, or 14.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Centra Credit Union originated in Pennsylvania in 2025 was 6.31%, against a statewide median of 6.63%.
About this data. Figures are Centra Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology