Carrington Mortgage Services in Arkansas vs the state
45.6%Denial rate+27.45 pts vs state
52.9%Decision denial rate+29.81 pts vs state
31.6%Origination rate-25.19 pts vs state
6.50%Median rate-0.13 pts vs state
0.69Rate spread (pts)+0.35 pts vs state
$72kMedian applicant income
156Loans originated
225Denied
Trend in Arkansas
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 424 | 106 | 56.1% | 6.63% | #54 |
| 2024 | 446 | 145 | 40.1% | 6.50% | #53 |
| 2025 | 493 | 156 | 45.6% | 6.50% | #53 |
What Carrington Mortgage Services lends in Arkansas
By loan purpose
By loan type
Why it denied Arkansas applicants
Where in Arkansas
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Pulaski County | 82 | 24 | 39 | 47.6% |
| Benton County | 48 | 17 | 18 | 37.5% |
| Saline County | 36 | 14 | 14 | 38.9% |
| Washington County | 33 | 7 | 11 | 33.3% |
| Lonoke County | 24 | 6 | 12 | 50.0% |
| Faulkner County | 20 | 6 | 11 | 55.0% |
| Garland County | 20 | 4 | 9 | 45.0% |
| Sebastian County | 20 | 6 | 7 | 35.0% |
| Craighead County | 16 | 10 | 5 | 31.3% |
| Pope County | 14 | 6 | 7 | 50.0% |
Other large lenders in Arkansas
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Arvest Bank | C | 9,748 | 14.4% | 7.00% |
| Rocket Mortgage | C | 5,854 | 20.1% | 6.63% |
| ARKANSAS Federal Credit Union | F | 4,439 | 23.6% | 7.50% |
| Vanderbilt Mortgage and Finance | F | 3,491 | 38.4% | 10.25% |
| 21st Mortgage | F | 3,250 | 46.6% | 9.69% |
| Mortgage Research Center | C | 2,767 | 18.3% | 6.25% |
| Regions Bank | C | 2,646 | 40.0% | 6.13% |
| Firsttrust Home Loans | B | 2,590 | 0.5% | 6.49% |
| United Shore Financial Services | B | 2,456 | 13.3% | 6.12% |
| Triad Financial Services | D | 2,133 | 54.2% | 8.68% |
Frequently asked questions
Arkansas: 493 applications in 2025, of which 156 were originated and 225 denied.
45.6% of all applications, or 52.9% of the applications it actually decided on. The Arkansas statewide average across all lenders was 18.2%.
The median rate on loans Carrington Mortgage Services originated in Arkansas in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Arkansas, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology