Canopy Mortgage in Missouri vs the state
2.9%Denial rate-12.17 pts vs state
5.1%Decision denial rate-13.57 pts vs state
53.6%Origination rate-9.04 pts vs state
6.50%Median rate-0.13 pts vs state
0.45Rate spread (pts)+0.10 pts vs state
$85kMedian applicant income
74Loans originated
4Denied
Trend in Missouri
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 30 | 10 | 13.3% | 7.12% | #383 |
| 2024 | 45 | 23 | 6.7% | 6.38% | #348 |
| 2025 | 138 | 74 | 2.9% | 6.50% | #227 |
What Canopy Mortgage lends in Missouri
By loan purpose
By loan type
Why it denied Missouri applicants
Where in Missouri
Counties with the most Canopy Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jackson County | 36 | 11 | 3 | 8.3% |
| Clay County | 32 | 16 | 1 | 3.1% |
| Platte County | 7 | 3 | 0 | 0.0% |
| St. Louis County | 7 | 4 | 0 | 0.0% |
| St. Louis city | 5 | 3 | 0 | 0.0% |
| Taney County | 5 | 4 | 0 | 0.0% |
| Greene County | 5 | 3 | 0 | 0.0% |
| Buchanan County | 4 | 4 | 0 | 0.0% |
| St. Charles County | 3 | 2 | 0 | 0.0% |
| Wright County | 3 | 3 | 0 | 0.0% |
Other large lenders in Missouri
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 10,460 | 18.4% | 6.63% |
| Flat Branch Mortgage | A | 8,999 | 0.9% | 6.63% |
| Guild Mortgage | A | 7,388 | 2.5% | 6.63% |
| U.S. Bank | D | 7,190 | 32.8% | 7.63% |
| The Central Trust Bank | C | 7,022 | 9.7% | 6.63% |
| United Shore Financial Services | B | 6,710 | 8.0% | 6.55% |
| Communityamerica Credit Union | B | 5,843 | 16.8% | 6.49% |
| Mortgage Research Center | C | 5,734 | 15.6% | 6.25% |
| Broker Solutions | D | 5,007 | 7.8% | 6.88% |
| Commerce Bank | D | 4,905 | 27.2% | 6.72% |
Frequently asked questions
Missouri: 138 applications in 2025, of which 74 were originated and 4 denied.
2.9% of all applications, or 5.1% of the applications it actually decided on. The Missouri statewide average across all lenders was 15.1%.
The median rate on loans Canopy Mortgage originated in Missouri in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Canopy Mortgage's own HMDA filing for properties located in Missouri, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology