Calvin B. Taylor Banking Company of Berlin, Maryland · Delaware · 2025

Calvin B. Taylor Banking Company of Berlin, Maryland in Delaware: approval rate, denial rate and rates (2025)

Calvin B. Taylor Banking Company of Berlin, Maryland took 20 mortgage applications in Delaware in 2025, ranking #188 of 540 lenders active in the state. It originated 65.0% of them and denied 25.0% (25.0% of the applications it decided), against a statewide denial rate of 18.2%.

20Applicationsin DE
25.0%Decision denial ratestate 22.7%
6.99%Median ratestate 6.63%
$375,000Median loanstate $245,000
$5.6MVolume2 counties

Calvin B. Taylor Banking Company of Berlin, Maryland in Delaware vs the state

25.0%Denial rate+6.84 pts vs state
25.0%Decision denial rate+2.27 pts vs state
65.0%Origination rate+5.81 pts vs state
6.99%Median rate+0.37 pts vs state
1.89Rate spread (pts)+1.62 pts vs state
$202kMedian applicant income
13Loans originated
5Denied

Trend in Delaware

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023251228.0%#144
2024191126.3%6.60%#180
2025201325.0%6.99%#188

What Calvin B. Taylor Banking Company of Berlin, Maryland lends in Delaware

By loan purpose

Home purchase 17 85% · 23.5% denied
Refinance 1 5% · 0.0% denied
Other / HELOC 2 10% · 50.0% denied

By loan type

Conventional 20 100% · 25.0% denied

Why it denied Delaware applicants

Debt-to-income ratio 3 60%
Credit history 1 20%
Collateral 1 20%

Where in Delaware

Counties with the most Calvin B. Taylor Banking Company of Berlin, Maryland applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sussex County 18124 22.2%
Kent County 110 0.0%

Other large lenders in Delaware

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 2,38115.5%6.88%
Wilmington Savings Fund SocietyB 1,80116.6%7.25%
Citizens BankC 1,63329.3%7.65%
PNC BankD 1,49225.1%7.50%
NVR Mortgage FinanceB 1,41418.7%6.63%
United Shore Financial ServicesB 1,40813.0%6.13%
Pike Creek Mortgage ServicesB 1,3832.2%6.38%
Manufacturers and Traders TrustC 1,33732.5%5.99%
NewrezD 1,12718.4%6.50%
Del-One Federal Credit UnionD 1,07041.3%7.00%

Frequently asked questions

Delaware: 20 applications in 2025, of which 13 were originated and 5 denied.

25.0% of all applications, or 25.0% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.

The median rate on loans Calvin B. Taylor Banking Company of Berlin, Maryland originated in Delaware in 2025 was 6.99%, against a statewide median of 6.63%.

About this data. Figures are Calvin B. Taylor Banking Company of Berlin, Maryland's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology