Calcon Mutual Mortgage in Tennessee vs the state
10.6%Denial rate-6.57 pts vs state
14.8%Decision denial rate-6.91 pts vs state
59.4%Origination rate+1.27 pts vs state
6.63%Median rate0.00 pts vs state
0.72Rate spread (pts)+0.49 pts vs state
$100kMedian applicant income
73Loans originated
13Denied
Trend in Tennessee
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 93 | 54 | 8.6% | 6.94% | #304 |
| 2024 | 103 | 58 | 11.7% | 6.99% | #304 |
| 2025 | 123 | 73 | 10.6% | 6.63% | #287 |
What Calcon Mutual Mortgage lends in Tennessee
By loan purpose
By loan type
Why it denied Tennessee applicants
Where in Tennessee
Counties with the most Calcon Mutual Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Davidson County | 14 | 10 | 0 | 0.0% |
| Sevier County | 14 | 7 | 3 | 21.4% |
| Loudon County | 10 | 9 | 0 | 0.0% |
| Sumner County | 7 | 5 | 0 | 0.0% |
| Williamson County | 6 | 5 | 1 | 16.7% |
| Knox County | 6 | 5 | 0 | 0.0% |
| White County | 5 | 1 | 2 | 40.0% |
| Rutherford County | 5 | 3 | 1 | 20.0% |
| Robertson County | 4 | 3 | 0 | 0.0% |
| Jefferson County | 4 | 2 | 0 | 0.0% |
Other large lenders in Tennessee
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 16,503 | 17.3% | 6.50% |
| United Shore Financial Services | B | 12,458 | 10.9% | 6.12% |
| Regions Bank | C | 11,247 | 36.5% | 4.99% |
| Vanderbilt Mortgage and Finance | F | 9,649 | 35.8% | 8.75% |
| Mortgage Research Center | C | 6,568 | 17.3% | 6.25% |
| FirstBank | C | 5,677 | 14.5% | 6.88% |
| CMG Mortgage | A | 5,643 | 2.9% | 6.50% |
| Freedom Mortgage | B | 5,493 | 8.0% | 6.25% |
| Pennymac Loan Services | C | 5,331 | 11.2% | 6.00% |
| Mortgage Investors Group | B | 4,454 | 3.5% | 6.50% |
Frequently asked questions
Tennessee: 123 applications in 2025, of which 73 were originated and 13 denied.
10.6% of all applications, or 14.8% of the applications it actually decided on. The Tennessee statewide average across all lenders was 17.1%.
The median rate on loans Calcon Mutual Mortgage originated in Tennessee in 2025 was 6.63%, against a statewide median of 6.62%.
About this data. Figures are Calcon Mutual Mortgage's own HMDA filing for properties located in Tennessee, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology